SBI is offering debit card EMI facility, now you can buy household items in easy installments this festival season.
According to SBI, debit cards are now being offered with EMI facility
Under this, customers will be able to shop from point of sale (POS) or online
This festival season State Bank of India (SBI) has come up with a special offer for its customers. This festival season, SBI is offering a special feature in debit cards issued to its account holders. According to SBI, debit cards are now being offered with EMI facility. Under this the customer will be able to shop from point of sale (POS) or online. Customers can convert their purchases into easy installments.
Taking advantage of pre-approved EMI facility
SBI is offering pre-approved EMI facility to its account holders on debit cards. Whether you are getting this facility or not can be obtained from the bank. Because, if you are not maintaining the account properly, you may not get this feature.
Failure to pay the installment will result in penalty
To avail this facility you should always have money in SBI account for monthly installments. EMI facility can be availed 3 times in a quarter under online and POS. If the EMI amount is not paid on time due to lack of money in the account, penalty will be levied.
You have to take more than 8000 rupees
For EMI facility you have to take an item above Rs. 8000. The amount borrowed can be repaid in 6, 9, 12 or 18 equal monthly installments (EMI).
SBI is offering a special offer during the festive season
State Bank of India (SBI) has announced 100 per cent waiver of processing fees for home loans, car, gold and personal loans. That means you don't have to pay any processing fees if you are thinking of buying a home. But for that, customers have to apply through the bank's app YONO. According to SBI, those customers will get a special discount at 10 bps or 0.10 per cent interest, with a good score. However, it will also depend on the loan amount.
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