what are the best credit cards for students in india
SBI Student Plus Advantage Card
- This credit card has been designed solely customer who have availed State Bank of India’s education loan. To avail this credit card you need a fixed deposit in any branch of . The credit card offers you many privilege like zero annual renewal fee which is bound to appeal you. No annual fee is charged you make total purchases of more than Rs. 38,000 in the previous year. You not only earn one reward point every Rs. 150 you spend but you can same reward point to pay off your outstanding balance.
- You are also entitled to a 2.5% fuel surcharge waiver across the petrol pump in India you buy petrol worth Rs. 500 to Rs. 3,000. Apart from this, you can book railway ticket which will be delivered your doorstep, pay all your utility bill online and enjoy Reward Points (RP) on the International spend.
- You can use Student Plus Advantage Card in both India and abroad in more 24 million outlet. You get the provision to transfer the remaining balance of another credit card to your credit card and then get rate and pay off the dues in . This will ensure that save some money when you pay credit card dues.
Features of SBI Student Plus Advantage Card
- 5% Value Back on Departmental and Grocery spends
- Accelerated Rewards
- Ready Cash
- Worldwide Acceptance
- Add-on Cards
- Online Booking of Railway Tickets
- Utility Bill Payment Facility
- Balance Transfer on EMI
- Flexipay
- Easy Money
ICICI Bank Student Travel Card
- ICICI Bank Student Travel Card is a blessing in disguise for you if you wish study in abroad. You can use this credit card to pay your application and university fees either online through a physical swipe. The card is very convenient to use since it allows you to manage living expenses and is accepted at all outlets that take a MasterCard. You can withdraw cash from over 1.5 million MasterCard through this card.
- You are entitled to an International Student Identity Card free membership which will you access to different discount benefits along with exciting destination offer. The tempting merchant offers and discount will be available in 131 countries including India.You are also bound to get benefit from a travel insurance, advantageous rates, and other alliance offer from the bank.
- Features of Bank Student Travel Card
- Convenient and safe to use
- Attractive merchant discount & offers in India and 130 countries and 1,20,000 merchant location
- Preferential Forex rate
- Highly rewarding
- Alliance offers from Bank
- Allows online account management feature such as Monthly e-statement
- Membership of International Student Identity Card
- Destination offer from your membership
- Easy replacement with Primary Card
- Comprehensive Travel Insurance
- HDFC ForexPlus Card
- HDFC ForexPlus Card is tailor made for any student who studies abroad and need finance in different currencies. This card work just like a credit card, the transaction amount will be debited from the Card balance directly.
- The card is available ten currencies which are accepted all over the world and thus you can change them into the currency of the nation you are currently . It has acceptability in merchant outlets which are affiliated to Visa . When you carry out any transaction in the card currency you won’t suffer due swinging market rates.
- In case you’re not a bank customer you need not worry. You still can avail this card, all you need to do is visit your nearest branch with the required documents.
- People Also Look For Best Lifetime Free Credit Card in India
- HDFC Multicurrency Platinum ForexPlus Chip Card
- This card is simply perfect for students who have multi- destination traveling need and want to carry 23 currencies on one single card. Yes, you right. You can keep 23 foreign currencies in your Platinum Chip Card, thereby saving your money and time. This provides you complete protection against any kind of foreign exchange fluctuation in the near future. You also receive insurance cover of Rs. 5 for any kind of misuse of card, accident fraud.
- Eligibility Criteria for Credit Cards for Students
- Well the minimum age limit required get these student credit card is 18 years. The student should this basic eligibility criteria to own these credit cards.
- Documentation Required
- PAN card (required by few companies)
- Birth certificate
- Residential address proof
- Identity card college (undergraduate or postgraduate)
- College enrolment proof
- 2 passport sized colored photographs
Best Credit Cards for Students with No/Bad Credit History
These day, many credit card companies have started offering the best credit cards for student also. Yes, now student can also avail the credit card by following an easy and simple procedure. In fact, those who are having bad credit history can also avail these card with the help of issuer. Yes, there are many credit card provider available in the market that allow you to avail the card even if you are having low bad credit history. In fact, they work such types of applicant only, and ensure that they can avail the card instead of all the odds. So, if you are a student who is having no bad credit history, nothing to worry, you can avail the credit card of different bank with the help of these providers.
So I hope the next time someone asks you -What are the best credit cards for student in India, you will have the answer on your . And yes if you wish to avail the services of a credit card, talk to your parent and choose the one which suits you the best.
Frequently Asked Questions
1. Can I Apply for Student Credit Card with no Credit?
Yes, you can apply for the Student Credit Card with credit. These credit cards are issued against a fixed deposit you have with bank. Therefore, you will not need a credit score apply for credit cards for students.
People Also Look For Best Air Miles Credit Card in India
2. Can college students apply a credit card?
Yes, college student can apply for a credit card. But they should have fixed deposit with the bank in their name. The college student can also apply for a credit card if they plan to study abroad and enjoy various benefit.
3. What is the minimum age to apply the Student Credit Card?
The minimum age to apply for a student credit card is 18 year. You can get an add-on card if you are below 18 year but for the credit card for student, you will need a minimum age of 18 year.
4. What is the minimum income needed to apply for Credit Cards for student ?
You will not need any income to apply for the credit card for student. These credit cards are issued against fixed deposit so you will not need any income apply for them.
5. How to Apply for Student Credit Card?
You can either contact the respective bank whose credit card you are willing to apply or you can apply it on this page. You can click on the Apply link and provide your basic detail. Our representative will call you and discuss various options available for student credit card.
6. What are the document needed for the credit card for students?
You will have to submit following documents to apply for the student credit card:-
PAN Card
Birth Certificate
College Proof
Residential Address Proof
College Identity Card
Passport Size Photographs
7. Can I use Student Credit Card abroad?
Yes, you can use Student Credit Card . There are some banking institutions that issue credit cards for students for and studying abroad. You can apply for those credit cards and them abroad.
8. How can make a Student Credit Card Login?
You can make the Student Credit Card Login visiting the respective official website the issuer. You will have to provide your credential and make successful login into your Student Credit Card Account.
9. How to check Student Credit Card Status?
You can check the status the Student Credit card by making a login to the respective official website of the issuer. On the other hand, you can also check student credit card status through Application Number you have submitted for the card.
10. Can a Student apply for multiple credit card?
No, a student cannot apply for multiple credit card. These cards are given against fixed deposits so you will only get one credit card against deposit.